Thank you for your request for information as outlined below: Please could you supply the updated data for ‘Monthly opt-out data and the reasons for opting out’ as was previously published on pg.49 of the NHS-Employers-submissionDDRB-202122. I.e. for each month since June 22, please provide the numbers who have opted out for the reasons of:

1) Total

2) Affordability

3) Annual Allowance/LTA

4) Contributing to another pension scheme

5) In receipt of a fixed or enhanced protection certificate

6) Other

7) Secured retirement income via other means

8) Temporary opt out due to other financial priorities

9) Would prefer not to say

10) No Reason given

Your request was received on 11th January 2023 and I am dealing with it under the terms of the Freedom of Information Act 2000.

Response

A copy of the information is attached. Please read the below notes to ensure correct understanding of the data.

Affordability

Pension member is unable to sustain the contribution deduction from current salary

Annual Allowance/LTA

Includes risk of AND actual breach of limits

Contributing to another pension scheme

Excludes State Pension

Secured retirement income via other means

For example investment in property, personal savings, or private income

Temporary opt out due to other financial priorities

Member intends to join/re-join in the future

Number of Joiners

This figure is given for context.

Data Queries

If you have any queries regarding the data provided, or if you plan on publishing the data please contact nhsbsa.foirequests@nhs.net ensuring you quote the above reference. This is important to ensure that the figures are not misunderstood or misrepresented.

If you plan on producing a press or broadcast story based upon the data please contact nhsbsa.communicationsteam@nhs.net. This is important to ensure that the figures are not misunderstood or misrepresented.

The information supplied to you continues to be protected by the Copyright, Designs and Patents Act 1988 and is subject to NHSBSA copyright. This information is licenced under the terms of the Open Government Licence detailed at: http://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/

Should you wish to re-use the information you must include the following statement: “NHSBSA Copyright 2022” This information is licenced under the terms of the Open Government Licence:

http://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/

Failure to do so is a breach of the terms of the licence.

Information you receive which is not subject to NHSBSA Copyright continues to be protected by the copyright of the person, or organisation, from which the information originated. Please obtain their permission before reproducing any third party (non NHSBSA Copyright) information.